Wichita Real Estate

- Financing Your Home! -

Wichita Kansas Land of Affordable Homes

...and a great place to live!

One of the most crucial aspects of purchasing a home is financing it. Even for an experienced buyer, choosing the right mortgage can be a confusing decision with all the mortgage products available.

The type of mortgage that is right for you depends on many factors. Your current financial situation and credit history, expected change in circumstances or family size, comfort level with the "risk" of an adjustable mortgage payment change, length of time you plan to stay in the home you wish to purchase are all possible considerations.

The best way to sort through the options available is to talk with a mortgage loan officer. Call your bank or mortgage company to set up an appointment for a loan pre-qualification or pre-approval. A pre-qualification is an estimate of the amount of mortgage you are likely to qualify for. It is not binding on the financial institution. A pre-approval is an actual loan commitment prior to a signed purchase agreement on a specific property. We would be happy to supply you with a list of mortgage sources and toll free phone numbers for you to call to get pre-qualified for a mortgage. This will make you a stronger buyer in today's active Wichita market.


	Denise Harley Mortgage Loan Officer 10333 E 21st St Ste 406 Wichita, KS 67206 Show Map Get Driving Directions Direct: (316) 461-7915 Fax: (877) 706-3481 Contact Me
Get Prequalified

Mortgage Calculators

Pre-Qualify Yourself

How Much Can You Afford?

Balloon Mortgage Calculator

Articles and Information

Common Mortgage Terms Defined

VA

FHA

Weekly Avg Loan Rates

Mortgage News Report

Documents For Loan Application

Pay stubs for 30 day period
Installment Loan Balances
Last two years:
Signed Federal Income Tax Returns
W-2 or 1099 forms
Last three months:
Bank Statements
Retirement or IRA Statements
Mutual Funds or Stocks
Copies of:
Sales contract
Homeowners insurance information
Leases on property you own
Gift letter and copy of check
Divorce and child support documents
Separation papers
Closing statement on recent property sale
Explanation of:
Source of down payment and closing costs
Late, slow or no payments
If Self-Employed:
Signed copies of last two years' business tax returns
Year-to-date profit & loss statement
Personal financial statement

Your loan officer may make additional document requests depending on mortgage program
available and your financial situation.

Links to other sites are provided as a matter of convenience.

We don't necessarily endorse what you may find there.

To get started today, contact Kirk and Wayne Short REALTORS® now!